Contractors General Liability
Appetite Guide for Small Business
Our Small Business product offers:
Target Exposures
- Artisan/Trade Contractors
- Small General Contractors
- Remodeling Contractors
- Available in all states except, Kentucky, Louisiana, and New York
Target Classes
- Carpentry
- Painting, Plumbing
- Drywall
- Subcontractors
- HVAC
- Janitorial, Landscaping
- Electrical
- Excavation
- Grading of Land
- General Contractors
- And many more
Highlights
- Non-admitted paper: A.M. Best A++ (Superior) Rating
- Inland Marine Coverage
- New Businesses Accepted
- Flexible Limits:
- up to $1M per occurrence
- $2M General and Products aggregate
- First Dollar Coverage
- Available Coverages Enhancements (Blanket Additional Insured, including Completed Operations, Per Project Aggregate, Waiver of Subrogation, and Primary Non-Contributory Coverage)
- All online. Fully digital, purchased online easily in minutes
Eligible Business Classes
- 91341 Carpentry - interior
- 91342 Carpentry - NOC
- 91343 Carpentry - Shop only
- 13590 Glass Dealers or Glaziers
- 90089 Advertising Sign Companies - including Product and/or Completed Operations
- 91111 Air Conditioning Systems or Equipment
- 91127 Alarms And Alarm Systems
- 91155 Appliances And Accessories Installation, Servicing Or Repair - Household
- 91300 Remodeling Contractor
- 91405 Carpet, Rug, Furniture or Upholstery Cleaning - on customers premises - including Products and/or Completed operations
- 91436 Ceiling or Wall Installation - Metal
- 91481 Chimney Cleaning
- 91523 Cleaning - Outside Surfaces of Buildings - including Products and/or Completed Operations
- 91551 Communication Equipment Installation
- 91585 Contractors - Subcontracted work - in connection with construction, reconstruction, repair or erection of buildings
Eligible Business Classes continued
- 91590 Contractors Permanent Yards – Maintenance or storage of equipment or material - including Products and/or Completed Operations
- 91629 Debris Removal - Construction site
- 92215 Driveway, Parking Area or Sidewalk - Paving or repaving
- 92338 Drywall or Wallboard - installation
- 92451 Electrical Apparatus - installation, servicing or repair
- 92478 Electrical Work - within building
- 94007 Excavation
- 94276 Fence Erection Contractors
- 94569 Floor Covering Installation - not ceramic tile or stone
- 95124 Furniture or Fixtures - installation in offices or stores - portable - metal or wood
- 95410 Grading of Land
- 95625 Handyperson
- 95647 Heating or Combined Heating and Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair
- 96053 House Furnishings Installation
- 96409 Insulation Work - organic or plastic in solid state
- 96611 Interior Decorators
- 96816 Janitorial Services - including Products and/or Completed Operations
- 97047 Landscape Gardening - including Products and/or Completed Operations
- 97050 Lawn Care Services - including Products and/or Completed Operations
- 97447 Masonry
- 97650 Metal Erection - decorative or artistic
- 97652 Metal Erection - in the construction of dwellings not exceeding 2 stories in height
- 97653 Metal Erection – non-structural
- 98111 Office Machines or Appliances - installation, inspection, adjustment or repair - including Products and/or Completed Operations
- 98304 Painting - exterior - buildings or structures - three stories or less in height
- 98305 Painting - interior - building or structures
- 98308 Painting - shop only
- 98344 Paperhanging
- 98449 Plastering or Stucco Work
- 98482 Plumbing - commercial and industrial
- 98483 Plumbing - residential or domestic
- 98636 Refrigeration systems or equipment - dealers and distributors, and installation, service or repair
- 98805 Septic Tank Systems - cleaning
- 98806 Septic Tank Systems - installation, servicing or repair
- 98967 Siding Installation
- 98993 Sign Erection, Installation or Repair
- 99004 Sign Painting or Lettering - on buildings or structures
- 99080 Solar Energy Contractors
- 99505 Swimming Pool Servicing - including products completed operations
- 99650 Television or Radio Receiving Set - installation or repair
- 99746 Tile, Stone, Marble, Mosaic or Terrazzo Work - interior construction
- 99827 Upholstery - shop only
- 99948 Water Softening Equipment - installation, servicing or repair
- 99975 Window Cleaning
Backed by Philadelphia Insurance Companies (PHLY)
PHLY has maintained an AM Best A++ (Superior) rating since first earning it in 2011. This is the highest rating awarded by AM Best, which provides an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance obligations.
Email: helpme@sliceinsurance.com | Phone: 1-855-638-4465